Home Equity Loans

Home Equity and HELOC loans allow you to borrow money using the equity in your home to pay for home renovations, consolidate debt, pay for educational expenses and more!

Home Equity

Interested in borrowing a lump sum with predictable monthly payments? With this option, you can borrow up to 80% of your home's value with 5, 10 or 15-year terms.

Rates:

5 Year Home Equity Loan LTV³ up to 80% - as low as 4.49%APR¹
5 - 10 year Home Equity Loan LTV³ up to 80% - as low as 4.75%APR¹
10 - 15 Year Home Equity Lon LTV³ up to 80% - as low as 5.75% APR¹

Home Equity Line of Credit - HELOC

A HELOC, or Home Equity Line of Credit is a loan using your home as collateral. This option provides you financial flexibility! Borrow when you need it and in the amounts you need.

Current Rate with Special Offer:

NO CLOSING COSTS² AND a 1 Year Introductory Rate of 2.99%APR¹
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Home Equity BOOST

Do you need to borrow 100% of your home's value? This allows you the borrow a lump sum at a fixed rate with predictable monthly payments with 5, 10 and 15 year terms.

Rates:

5 Year Home Equity BOOST LTV³ greater than 80% - as low as 5.99%APR¹
5 - 10 Year Home Equity BOOST LTV³ greater than 80% - as low as 6.25%APR¹
10 - 15 Year Home Equity BOOST LTV³ greater than 80% - as low as 7.25%APR¹
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Home Equity Line of Credit BOOST - HELOC BOOST

Same as our HELOC, but this option allows you to borrow 100% of your home's value at a higher interest rate.

Rate:

As low as 4.49%APR¹
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1 APR equals Annual Percentage Rate and is subject to credit qualification.

2 This APR (Annual percentage rate) is locked for 12 months and subject to change annually on the anniversary of the loan. To determine the APR after 12 months we add 3.25% to the one-year constant maturity treasury. Max APR that may be imposed is 16%. Available on owner-occupied primary residences. No closing cost offer applies only to loans $7500 or greater. Appraisal fee required at the time of application and refunded at closing. Homeowners' insurance required. Member would be responsible for the cost of purchasing self-elected owner’s title insurance, any extenuating title issues, and flood insurance (if applicable). Member required to reimburse all closing costs if the loan is paid and closed within 36 months. HELOC special promotion subject to change at any time.

3 LTV equals Loan to Value