Find the Right Mortgage for You and Your Budget


Whether you are buying your first home or your fifth home, the process can be overwhelming. We are here to help you through it. Here are just some of the benefits you can expect:

  • Secure online application
  • Free pre-approval
  • Competitive interest rates
  • Low fees and affordable closing costs
  • Local closings

We offer Conventional, FHA, USDA, and VA (for Veterans only) Loans. To learn more about our mortgage financing options, click here or contact us today at 518-585-6725 or call our After Hours Loan Center at 866-464-2185.

Secure and Fair Enforcement for Mortgage Licensing Act of 2008

On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).
The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLOs to register with the Nationwide Mortgage Licensing System and Registry  (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO. 

Below is a list that includes the NMLS information for Ticonderoga Federal CU and each Mortgage Loan Originator employed by the Ticonderoga Federal Credit Union:



Ticonderoga Federal CU
NMLS# 793197

Karen Bennett
Director of Lending
NMLS# 809210
Located at TFCU’s Ticonderoga Office
Jodi Arbuckle
Loan Officer
NMLS# 809211
Located at TFCU’s Ticonderoga Office
Theresa Dornan
Loan Officer
NMLS# 1135443
Located at TFCU’s Ticonderoga Office
Wendy Courtright
Branch Operations &  Sales/Service Manager
NMLS# 809212
Located at TFCU’s Port Henry
& Elizabethtown Branches

For more information about the registry, please visit the NMLS at